How important is it that I be able to afford little luxuries when I crave them? Such as the list of cooking gadgets that seem to be forever growing - cast iron pans, ice cream makers, fancy cake tins and molds etc etc. Not that I actually would use them. I just WANT them. My food processor is a good example of my bad hoarding habits. It's still in its box after so long. I've yet to bake another batch of macarons after I rushed out to buy the food processor cos I really needed to have one to grind my tant-pour-tant.
But I digress. The point I was trying to make is about material comfort. I find myself stopping me from buying the above things (more often than not!) simply because I think I should save. Not that I can't really afford it now, but I think maybe my money would be better stashed somewhere in case I become poor. But that begs the question, if I don't buy it now when I can actually afford to (and enjoy the benefits of it for longer!), when would I buy it? Definitely not when I'm penniless either! Such is the irrational nature of consumer behaviour.
Bah, why can't money be endless.